Market structure, scale efficiency, and risk as determinants of German banking profitability

DSpace Repositorium (Manakin basiert)

Market structure, scale efficiency, and risk as determinants of German banking profitability

Yu, Peiyi; Neus, Werner
Dateien:
Thumbnail
415. KB
PDF
Zitierfähiger Link (URI): http://nbn-resolving.de/urn:nbn:de:bsz:21-opus-17875
http://hdl.handle.net/10900/47338
Dokumentart: Arbeitspapier
Erscheinungsdatum: 2005
Originalveröffentlichung: Tübinger Diskussionsbeiträge der Wirtschaftswissenschaftlichen Fakultät ; 294
Sprache: Englisch
Fakultät: 6 Wirtschafts- und Sozialwissenschaftliche Fakultät
Fachbereich: Wirtschaftswissenschaften
DDC-Klassifikation: 330 - Wirtschaft
Schlagworte: Deutschland , Bank , Gewinn , Kreditwesen , Economies of scale
Freie Schlagwörter:
Profit-structure relationship , Market Structure , Scale efficiency , Portfolio Risk
Lizenz: http://tobias-lib.uni-tuebingen.de/doku/lic_ohne_pod.php?la=de http://tobias-lib.uni-tuebingen.de/doku/lic_ohne_pod.php?la=en
Zur Langanzeige

Abstract:

The Scale-Efficiency version of the Efficient-Structure Hypothesis and the Structure-Conduct-Performance Hypothesis find empirical support in German banking data from 1998 to 2002. Due to the acceptance of the two hypotheses and the existence of overall economies of scale, we conclude that German banks may improve their profitability by increasing their asset size and/or by consolidation. The increased banking profitability will not only come from monopolistic power (higher concentration rate) but also from the scale efficiency benefit. We also find that portfolio risk is a key factor in determining the profit-structure relationship.

Das Dokument erscheint in: